BloggfŠrslur mßna­arins, aprÝl 2007

Ver­launa- Lřsi

KatrÝn & Co standa sig ˇtr˙lega vel me­ ■etta st÷nduga fyrirtŠki, Lřsi hf,á sem er nŠrri ■vÝ sj÷tugt a­ aldri og stofna­ af afa hennar og afabrˇ­ur. Ůau bŠta heilsu fj÷lda fˇlks um allan heim me­ framsŠknum v÷rum sem eru framleiddar Ý stŠrstu verksmi­ju sinnar tegundar Ý heiminum. HreinlŠti­ og hßtŠknin Ý verskmi­junni er me­ ˇlÝkindum.á Lysi Reykjavik

Framsřni og seigla KatrÝnar střrir ■essu ß heimsmŠlikvar­a. ╔g ˇska ■eim hjß Lřsi til hamingju me­ ver­launin og ■akka fyrir einu v÷runa sem hefur alltaf fylgt okkur fimm manna fj÷lskyldu daglega frß ■riggja mßna­a aldri. Ůa­ gera vÝst um 52.000 skei­ar- dagar n˙na!

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mbl.is Lřsi ver­launa­
Tilkynna um ˇvi­eigandi tengingu vi­ frÚtt

═b˙arnir aldrei spur­ir

Vi­ Skerfir­ingar sem myndum ■essa flugvallarbygg­ vir­umst engu mßli skipta Ý allri ■essari umrŠ­u. Vi­ viljum flest flugv÷llinn ßfram ß sÝnum sta­. HÚr er gott a­ vera og engin ßstŠ­a til a­ breyta ■vÝ, enda engin ■÷rf ß a­ r˙sta bŠ­i bygg­ og nßtt˙ru Skerjafjar­ar me­ ■vÝ a­ fŠra nřuppger­an flugv÷ll til um ■rjß kÝlˇmetra af ■vÝ a­ einhverjum datt Ý hug a­ ey­a milljar­atugum til einskis.

Uppskr˙fa­ lˇ­armat Vatnsmřrar er um blokkir sem enginn vill. Au­velt er a­ lengja austur- vestur brautina ˙t Ý sjˇ ef ■÷rf er ß ■vÝ, en flestar vÚlar nota skemmri velli Ý dag. ReykjavÝk hefur ■rˇast ˙t frß legu vallarins og vir­i hverrar fasteignar Ý fluglÝnu mi­ast vi­ ■a­.

L÷ngusker er yndislegur sta­ur Ý mi­ju fallegs fjar­ar, me­ fuglalÝfi, grßsleppumi­um og annarri alv÷ru nßtt˙ru. ╔g var Ý bßtnum me­ Hrafni Gunnlaugssyni for­um ■egar hann sprengdi dÝnamiti­ ■ar. Ekki gruna­i mig a­ hann myndi henda ÷llu stŠrri sprengju ß skerin me­ ■essari g÷lnu hugmynd, sem R- listinn tˇk upp ß arma sÝna. Vinsamlegast geri­ ykkur grein fyrir ■vÝ a­ r˙stun L÷nguskerja er ˙t Ý h÷tt. Vi­ skulum fara ■anga­ ß kajak ß gˇ­um degi, ■ß sjßi­ ■i­ vitleysuna Ý ■essu.


mbl.is Skřrsla um flugv÷ll birt Ý fyrramßli­
Tilkynna um ˇvi­eigandi tengingu vi­ frÚtt

628 milljar­ar! Bilun

Erum vi­ or­in bilu­? Fall÷xin er hŠkku­ og brřnd: framvirk sta­a Ýslensku krˇnunnar er jßkvŠ­ um 628 ■˙sund milljˇnir, samkvŠmt hßlf- fimm frÚttum Kaup■ings Ý gŠr. Ůetta er mest skammtÝmafjßrmagn spek˙lanta, ■ar sem drj˙gur hluti er ß gjalddaga Ý ßr, en vi­ treystum ß miskunn ■eirra, ■.e. a­ ■eir framlengi st÷­ugt samningunum. Ůess vegna lŠkkar Se­labankinn ekki vexti, enda hrynja ß okkur nokkur hundru­ ■˙sund milljˇnir daginn sem vextir ver­a lŠkka­ir. Spilaborgin er or­in svo myndarleg, a­ enginn mß hˇsta, ■ß hrynur allt. Ůa­ VERđUR samt a­ lŠkka střrivexti strax. DavÝ­, vi­ treystum ß ■ig ßfram!

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Frß Kaup■ingi:

Ef marka mß nřjar t÷lur um framvirka gjaldeyrisst÷­u Ýslenska bankakerfisins frß Se­labanka ═slands er erlend st÷­utaka me­ krˇnunni Ý hŠstu hŠ­um um ■essar mundir. Undir lok mars var sta­an jßkvŠ­ um 628 ma.kr og vex um 17 ma.kr frß febr˙ar. Ůa­ sem af er ■essu ßri hefur h˙n vaxi­ um tŠp 40% sem endurspeglar ßframhaldandi ßhuga erlendra fjßrfesta ß svok÷llu­um vaxtamunarvi­skiptum.

Eykur hŠttu ß gengisfalli
Ůa­ er engum bl÷­um um ■a­ a­ fletta a­ erlent skammtÝmafjßrmagn hefur aldrei veri­ hŠrra hÚr ß landi. Ljˇst er a­ sn÷ggar breytingar ■ar ß bŠ gŠtu haft umtalsver­ ßhrif ß gengi krˇnunnar til skamms tÝma, ■a­ er a­ segja ef margir reyna a­ losa st÷­ur ß sama tÝma. Helstu hvatar a­ slÝkri a­bur­arrßs gŠti veri­ minnkandi vaxtamunur vi­ ˙tl÷nd og aukin ßhŠttufŠlni ß fjßrmßlam÷rku­um.

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http://www.kaupthing.is/?PageId=874&NewsID=11487

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Hrikalegt ß a­ horfa

Svi­in j÷r­ Ý ■orpum Darfur gefur hugmynd um ■au ˇgnarverk sem framin eru ■ar enn.

DarfurthorpGoogle Ůetta er einungis eitt af ■˙sund e­a fleiri. HŠgt er a­ sko­a ■etta Ý nokku­ hßrri upplausn Ý nřjustu ˙tgßfu ß Google Earth.

Ma­ur veltir fyrir sÚr hva­ hŠgt er a­ gera. Nˇg af rßndřrri olÝu vellur upp Ý nßgrenninu, en eins og annars sta­ar ■ar sem olÝan er, eru vandrŠ­i. Peningar til hjßlparstofnana nřtast vonandiá til beinna gˇ­verka, en yfirleitt er ß brattann a­ sŠkja me­ slÝkt ß stÝ­shrjß­um svŠ­um.


mbl.is Google hjßlpar Darfur
Tilkynna um ˇvi­eigandi tengingu vi­ frÚtt

Enn of ÷rlßtt, segja Bretar

┴lit breskra a­ila ß einkunn Moody's fyrir Ýslensku bankana ■rjß, skv. www.bloomberg.com er enn ■etta:

Enn■ß r÷ng einkunn, bara ekki eins r÷ng og Aaa var. Mati­ ß b÷nkunum var gagnslaust, en n˙ er hŠgt a­ nota ■a­, ■ˇ a­ ■a­ sÚ full- ÷rlßtt. GjaldhŠfisaflei­ur (e. Credit Default Swaps) sřna raunverulegt mat marka­arins. Kostna­ur vi­ ■Šr eru allt a­ sj÷ sinnum hŠrri hjß Ýslenskum banka heldur en ÷­rum sem hafa haft Aaa flokkun Ý tÝu ßr, sem sřnir ßhŠttumat marka­arins.

Ůessir ■rÝr Ýslensku bankar eru nokku­ hßtt ß ßhŠttuk˙rvunni, en hafa noti­ skjˇls af Ýslenska rÝkinu. Ůeim ber a­ vera metnir ß eigin styrk, ekki rÝkisins.

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Grein Bloomberg fylgir hÚr:

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Moody's Cuts ABN, Fortis, 42 Other Bank Ratings After Protests

By John Glover

April 11 (Bloomberg) -- Moody's Investors Service cut the credit ratings of 44 banks, including units of ABN Amro Holding NV, ING Groep NV and Fortis, as it seeks to calm protests over a new system for assessing financial institutions.

The downgrades, announced late yesterday in New York, were made about six weeks after Moody's raised 150 banks it said could count on government support in a financial crisis. The new system provoked a furor when Iceland's three largest banks were given the same rating as the U.S. Treasury and Exxon Mobil Corp.

``It's a step in the right direction,'' said Tom Jenkins, an analyst at Royal Bank of Scotland Group Plc in London, in an interview before the revised ratings were published. ``But it's going to be some time before Moody's credibility in terms of bank ratings is fully restored.''

Icelandic lenders Kaupthing hf, Glitnir Banki hf and Landsbanki Islands hf, had some of the biggest ratings cuts, dropping three levels to Aa3. Three steps was the largest downgrade Moody's said it was considering for the banks it placed under review earlier this month.

OTP Bank Nyrt., a Budapest-based bank that's eastern Europe's largest lender by assets, was also cut, to Aa3 from Aa1. In February, Moody's raised its A1 local bank deposit rating three steps to Aa1, justifying the ranking by saying some governments are willing to pay off bank debt before sovereign obligations to prevent a banking crisis.

Analysts' Opinions

Moody's on March 16 pledged to ``refine'' its so-called joint-default analysis, giving more weight to analysts' opinions.

``A number of bank ratings that were upgraded prior to the refinement were identified as being inconsistent with the refined methodology,'' Moody's said in a statement yesterday.

ABN Amro Bank NV was slashed to Aa2 from Aa1, and ING Bank was cut to Aa1 from Aaa. Fortis Bank was reduced to Aa2 from Aaa.

``Moody's has backtracked to some extent but it doesn't want to lose face completely by putting them all back to where they were,'' said Simon Adamson, an analyst at CreditSights Inc. in London, in an interview yesterday. ``The ratings for the Icelandic banks are still wrong, just not as wrong as with an Aaa.''

Adamson, who on March 4 called the new ratings ``worthless'' and ditched Moody's, said he expected the revised grades to be ``comparable'' with those of Standard & Poor's and Fitch Ratings.

The revised ratings are ``still generous but they don't look as bizarre as they did,'' he said. ``We'll probably be able to use them again.''

Top Ratings

Investors haven't treated the Aaa ratings of the Icelandic banks as being on a par with the top ratings other lenders may have held for years.

The cost of protecting 10 million euros ($13 million) of bonds sold by Kaupthing hf, Iceland's biggest lender, using five- year credit-default swaps is 54,000 euros a year. That compares with 7,500 euros a year to insure the bonds of Rabobank Nederland, which has held an Aaa rating from Moody's for more than a decade. Investors use credit-default swaps to bet on a company's ability to repay debt.

The following is a list of the banks whose ratings Moody's changed:

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Ratings lowered by one level:
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AB Volvofinans: to A3 from A2 (pre-JDA rating A3)
ABN AMRO Bank N.V.: to Aa2 from Aa1 (pre-JDA rating Aa3)
Bank Handlowy w Warszawie S.A.: to Aa3 from Aa2 (no pre-JDA local
áááá currency rating)
Budapest Bank Rt.: to A1 from Aa3 (no pre-JDA rating)
Canadian Imperial Bank of Commerce: to Aa2 from Aa1 (pre-JDA
áááá rating Aa3)*
Danske Bank AS: to Aa1 from Aaa (pre-JDA rating Aa1)
Dexia Bank Belgium: to Aa1 from Aaa (pre-JDA rating Aa2)
Dexia Banque Internationale a Luxembourg: to Aa1 from Aaa (pre-
áááá JDA rating Aa2)**
Dexia Credit Local: to Aa1 from Aaa (pre-JDA rating Aa2)**
DNB NOR Bank ASA: to Aa1 from Aaa (pre-JDA rating Aa3)
FIH Erhvervsbank AS: to A1 from Aa3 (pre-JDA rating A1)**
Fokus Bank ASA: to Aa2 from Aa1 (pre-JDA rating Aa2)
ING Bank N.V.: to Aa1 from Aaa (pre-JDA rating Aa2)**
ING Bank Slaski S.A.: to A1 from Aa3 (no pre-JDA local currency
áááá rating)
Jyske Bank AS: to Aa2 from Aa1 (pre-JDA rating A1)
National Bank of Canada: to Aa2 from Aa1 (pre-JDA rating A1)*
Nordea Bank AB: to Aa1 from Aaa (pre-JDA rating Aa3)**
Nordea Bank Danmark AS: to Aa1 from Aaa (pre-JDA rating Aa3)**
Nordea Bank Finland Plc: to Aa1 from Aaa (pre-JDA rating Aa3)
Nordea Bank Norge ASA: to Aa1 from Aaa (pre-JDA rating Aa3)
OKO Bank Plc: to Aa1 from Aaa (pre-JDA rating Aa2)
OTP Banka Slovensko AS. (OBS): to A2 from A1 (no pre-JDA local
áááá currency rating)
Sampo Bank Plc: to Aa1 from Aaa (pre-JDA rating Aa2)
SEB AB: to Aa2 from Aa1 (pre-JDA rating Aa3)
Sparebanken Midt-Norge: to Aa3 from Aa2 (pre-JDA rating A3)
Sparebanken Nord-Norge: to Aa3 from Aa2 (pre-JDA rating A3)
Sparebanken Rogaland: to Aa3 from Aa2 (pre-JDA rating A2)
Storebrand Bank: to A2 from A1 (pre-JDA rating Baa2)**
Sydbank A/S: to Aa3 from Aa2 (pre-JDA rating A2)**
á
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Ratings lowered by two levels:
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Aktia Savings Bank Plc: to A1 from Aa2 (pre-JDA rating A3)
Ceskoslovenska Obchodni Banka, AS: to Aa2 from Aaa (no pre-JDA
áááá local currency rating)
Fortis Bank Nederland (Holding) N.V.: to Aa2 from Aaa (pre-JDA
áááá rating Aa3)
Fortis Bank S.A./N.V.: to Aa2 from Aaa (pre-JDA rating Aa3)
Fortis Banque Luxembourg S.A.: to Aa2 from Aaa (pre-JDA rating
áááá Aa3)
KBC Bank N.V.: to Aa2 from Aaa (pre-JDA rating Aa3)
Kereskedelmi & Hitel Bank Rt.: to Aa3 from Aa1 (no pre-JDA local
áááá currency rating)
OTP Bank: to Aa3 from Aa1 (pre-JDA rating A1)
OTP Jelzalogbank Rt (OTP Mtge Bk): to Aa3 from Aa1 (no pre-JDA
áááá local currency rating)
Powszechna Kasa Oszczednosci Bank Polski S.A.: to Aa2 from Aaa
áááá (no pre-JDA local currency rating)
Sparebanken Oest: to A1 from Aa2 (pre-JDA rating A3)
Sparebanken Vest: to A1 from Aa2 (pre-JDA rating A3)
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Ratings lowered by three levels:
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Glitnir banki hf: to Aa3 from Aaa (pre-JDA rating A1)
Kaupthing Bank hf: to Aa3 from Aaa (pre-JDA rating A1)
Landsbanki Islands hf: to Aa3 from Aaa (pre-JDA rating A2)
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The following banks' long-term debt and deposit ratings were
confirmed:
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ING Belgium SA/NV: senior debt and deposits confirmed at Aa1(pre-
áááá JDA rating Aa2); junior securities upgraded
Parex Bank: senior debt and deposit ratings confirmed at Baa3
áááá (pre-JDA rating Ba1)
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*senior debt and deposits were downgraded; junior securities
upgraded
**senior debt and deposits were downgraded; selected junior
securities confirmed

To contact the reporter on this story: John Glover in London at johnglover@bloomberg.net

Last Updated: April 10, 2007 19:04 EDT

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mbl.is Moody's lŠkkar lßnshŠfiseinkunn Ýslensku bankanna
Tilkynna um ˇvi­eigandi tengingu vi­ frÚtt

Vi­jar vanans

Vi­ gerum ■a­ sem vi­ erum v÷n a­ gera. Heilinn virkar ■annig, hann kemur sÚr upp vana a­ starfa ß ßkve­inn hßtt og ■ar me­ sitjum vi­ uppi me­ ■a­. Ůß er mikilvŠgt a­ koma sÚr strax upp gˇ­um vana ■egar byrja­ er ß einhverju nřju. Erfitt er a­ breyta ˙t af ■eirri reglu sem fˇlk křs sÚr. Af ■vÝ lei­ir a­ sß hßttur sem er ß hlutunum Ý dag er langlÝklegasti mßti ■eirra framvegis.VidjarVanans Tr˙lega segja flest vi­ sig sjßlf a­ ■a­ sÚ ekki ■annig fari­ me­ ■au, heldur flesta a­ra, en manneskjan er sjßlfri sÚr lÝkust. Jafnvel ■au okkar sem gera hlutina ß sem fj÷lbreytilegastan hßtt eru reglumanneskjur ■egar betur er a­ gß­.

Erfitt a­ breyta til?

En hverjir eru svo ■essir vanar sem vi­ festumst Ý? NŠr vŠri a­ spyrja hvar vi­ h÷fum ekki komi­ okkur upp einhverri venju. Daglegt lÝf er alsett litlum hßttum sem enda jafnvel ß ■vÝ a­ einkenna mann. ═ sta­ ■ess a­ greina frß ˇ■olandi hßttum makans Ý smßatri­um, ■ß vŠri kannski rß­ a­ sundurgreina eigin venjur me­ ■a­ Ý huga a­ breyta kannski einum e­a tveimur ■eirra ß dag, ■annig a­ breytingin ver­i varanleg. Ůeim sem tekst ■etta eru afar ˇvenjulegt fˇlk. Ůau enda lÝkast til ß ■vÝ a­ segja vi­ sig sjßlf a­ ■a­ sÚ engin nau­syn ß ■essari breytingu, a­ tilraunin hafi veri­ ˇ■÷rf og ■vÝ sÚ best a­ sn˙a a­ fyrri lei­, enda hafi h˙n reynst vel. Sanna­u til!

Endurtekningar

Ůa­ Štti a­ vera ˇ■arfi a­ tÝna til mřm÷rg dŠmi ■essu til stu­nings. Hver einasta a­ger­ manneskjunnar er yfirleitt regluleg endurtekning fyrri a­ger­a, ■ˇtt ■a­ geti veri­ Ý smßbreytilegum myndum. Verulega reynir ß ■egar vi­ t÷kumst ß vi­ eitthva­ nřtt, sÚrstaklega me­ aldrinum, en vi­ Šttum ekki a­ leyfa ■vÝ a­ fara ■annig. Ůeim sem ber gŠfa til ■ess a­ takast st÷­ugt ß vi­ nřja ■Štti lÝfsins lifa mun fyllra lÝfi en vi­ hin, sem festast Ý vi­jum vanans ■ar til andlegt hreyfingarleysi er nŠr algert.

Afsakanir

Ůa­ er nßkvŠmlega engin rÚttmŠt ßstŠ­a til ■ess a­ ■essi f÷studagur ver­i endilega a­ vera keimlÝkur f÷studeginum Ý sÝ­ustu viku e­a Ý einhverri annarri viku, en ein helsta ßstŠ­a ■ess a­ ■a­ gerist samt er s˙, a­ reglan um ßkve­in vikudag lÝmdist Ý heila okkar. Af hverju hringir­u ekki Ý Jˇn frŠnda e­a Siggu vinkonu, e­a lest bˇkina sem aldrei var lesin, e­a bjargar heiminum? Af ■vÝ a­: Afs÷kun #1, afs÷kun #2, afs÷kun #3.

Hßaloft heilans

Margsanna­ er a­ manneskjan hefur ˇendanlega a­l÷gunarhŠfni ■egar ß reynir, enda h÷fum vi­ komist af sem tegund vegna hennar. En vi­ minni ßreynslu ■ß slaknar ß ■essari hŠfni, lÝkt og ÷llum ■eim ■ßttum sem lÝtt reynir ß. Heilinn er ■a­ sem ■˙ notar hann til. S˙ sem spilar ekki ß hljˇ­fŠri ■rßtt fyrir me­fŠdda hŠfileika, heldur fŠrir st÷­ugt bˇkhald, ver­ur au­vita­ hŠf Ý bˇkhaldi en ekki Ý flutningi tˇnlistar. Eiginleikarnir ver­a ekki svo glatt geymdir ßrum saman, heldur gleymdir, ß me­an a­rir ■Šttir ■roskast. Ef gengi­ er reglulega um hßaloft heilans og kassar opna­ir sem vi­ vitum a­ eru ■ar, en ekki alveg hva­ er geymt Ý ■eim, ■ß lifna vi­ ■essar taugafrumutengingar sem gera okkur a­ alv÷ru hugsandi manneskjum. Ůetta gerist gjarnan Ý gegn um samskipti fˇlks og Štti a­ vera nřtt betur Ý sta­ samskiptalausrar einstefnu innm÷tunar, t.d. Ý sjˇnvarpi.

Tilraun n˙na!

Ger­u tilraun me­ sjßlfa(n) ■ig: breyttu einhverjum ■Štti Ý eina viku og sjß­u hvort ■˙ haldir ■a­ ˙t. Ekki byrja ß morgun, heldur Ý dag. Vertu svo velkomin(n) Ý hˇp ■ess ■orra manna sem gera hlutina alltaf eins, ■vÝ a­ ■˙ heldur ■etta ekki ˙t!


Augljˇst hvert Moody's stefnir

Endurmat Moody's ß lßnshŠfiseinkunn ■riggja Ýslenskra banka, sem ver­ur kynnt Ý dag, ß sÚr sta­ ■ar sem ßhrifamiklir a­ilar ß marka­num telja mati­ galla­. www.Bloomberg.com vefurinn lřsir ■essu Ý ßgŠtri grein Ý dag, ■ar sem řja­ er a­ fßrßnleika ■ess a­ Ýslensku bankarnir ■rÝr fßi s÷mu gjaldhŠfiseinkunn og fjßrhirsla BandarÝkjanna (e: US Treasury) e­a Exxon Mobil Corp:á

á"April 3 (Bloomberg) -- Moody's Investors Service plans to cut the credit ratings on 40 to 50 banks in Europe and North America after Merrill Lynch & Co. and JPMorgan Chase & Co. said the new rankings are flawed.

Moody's will identify the banks today, according to Christopher Mahoney, a senior managing director at the ratings company in New York. Moody's raised the rankings of 150 banks in countries that are likely to support financial institutions in a crisis. The system awarded three banks in Iceland the same ratings as the U.S. Treasury and Exxon Mobil Corp."

Moody's haf­i augljˇslega gert rß­ fyrir ■vÝ ß­ur a­ Ýslenska rÝki­ hlaupi undir bagga me­ b÷nkum sem skjˇta sig Ý fˇtinn og mynda ekki nŠgilega varasjˇ­i til ■ess a­ mŠta ˇumflřjanlegum ßf÷llum sem ver­a Ý ■eim ßhŠttuhluta bankamarka­arins sem ■essir Ýslensku bankar eru Ý. Ůa­ er ˙t Ý h÷tt fyrir Ýslenska rÝki­ a­ ßbyrgjast bankana, enda stŠra ■eir sig af al■jˇ­avŠ­ingu sinni og hve lÝtill hluti ═sland er af heildarvi­skiptum ■eirra. ═slenskir neytendur hafa ekki fengi­ a­ njˇta ■ess a­ ßbyrgjast ■essa banka ß ˇbeinan hßtt Ý skjˇli Ýslenska rÝkisins og ■vÝ ber a­ fjarlŠgja ■essa huglŠgu tengingu. Vi­ eigum ekki a­ koma s÷kkvandi banka til bjargar e­a lßta eins og ■a­ ver­i gert. Frekar a­ bjˇ­a samkeppnishŠfum b÷nkum hinga­ til lands.

Allt byrjar sem hugmynd

Einhvers sta­ar dettur einhverjum eitthva­ Ý hug og svo nokkrum ßrum sÝ­ar er stŠr­ar virkjun og ßlver risi­, sem tˇk til starfa ß Rey­arfir­i Ý gŠr. Ůa­ tˇk ■or, afl, ■raustseigju og tr˙ ß ni­urst÷­una til a­ ■etta mŠtti ver­a. FramkvŠmdin er dŠmi um styrk hugans, sem kemur b÷ndum ß efni­. ┌tkoman er feikna framkvŠmd sem skapar hagsŠld fyrir okkur ÷ll.

┌rt÷lur

┴ hinn bˇginn eru ni­urrifs÷flin a­ verki, ˙rt÷lufˇlk sem tekst a­ draga slÝka dulu fyrir augu Hafnfir­inga a­ ■eir kjˇsa okkur ÷llum lei­ fram af bj÷rgum, anna­ hvort Ý nafni umhverfisverndar, sem er misnota­asti blekkingar■ßttur stjˇrnmßla n˙na, e­a Ý nafni barßttunnar gegn ver­bˇlgu, ■ar sem ekki mß framkvŠma vegna hŠttunnar ß ofvexti. Ůessi hrŠ­sla vi­ velgengni er eins og a­ hŠtta vi­ framkvŠmd Ý fyrirtŠki af ■vÝ a­ ˇvÝst yr­i hva­ gera Štti vi­ hagna­inn. Ůa­ er me­ ˇlÝkindum a­ DavÝ­ sjßlfur, framkvŠmdama­ur ═slands n˙mer eitt, skuli hafa hent nŠgilegu spreki ß bßli­ me­ yfirlřsingu Se­labankans, til ■ess a­ stŠkkun ßlversins fu­ra­i upp. Fyrir viki­ ver­um vi­ af ■eim vexti.

Eitthva­ til ■ess a­ vinna ˙rá

Amma mÝn fyrir nor­an fÚkk gˇ­a hugmynd a­ framtÝ­ sinni for­um, bast afa mÝnumáog n˙na eru r˙mlega 200 afkomendur ■eirra a­ njˇta lÝfsins. Ůa­ var eins gott a­ ˙rt÷lumenn nß­u ekki a­ st÷­va hana vi­ eitthvert barni­ ■rßtt fyrir ˇmŠlt erfi­i, ■vÝ a­ ■ß vŠru ekki til ■au sem ß eftir komu, en ■au ur­u tˇlf alls. Eins var gott fyrir mig og mÝna a­ mamma hafi haldi­ ßfram ■ˇtt h˙n hafi eignast sj÷ b÷rn ß ellefu ßrum og ßtt mig, ßttunda barni­ ■egar ■a­ elsta var tˇlf ßra. Ef h˙n hef­i hlusta­ ß varna­aror­in, hvort ■a­ vŠri n˙ ekki komi­ nˇg me­ sj÷ b÷rn, ■ß vŠrum vi­ sex manneskjur ekki til. UmrŠ­an um a­ nˇg sÚ komi­ af hinu gˇ­a ß sÚr yfirleitt ekki grundv÷ll. Ůa­ er au­veldara a­ vinna ˙r slÝkum jßkvŠ­um vandamßlum heldur en a­ hafa ekkert til ■ess a­ vinna ˙r.


Höfundur

Ívar Pálsson
Ívar Pálsson

Viðskiptafræðingur með útflutningsfyrirtæki, en grúskar í flestu.

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